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arXiv cs.LG
arXiv cs.LG
5/11/2026
A Wasserstein GAN-based climate scenario generator for risk management and insurance: the case of soil subsidence

A Wasserstein GAN-based climate scenario generator for risk management and insurance: the case of soil subsidence

Short summary

SwiGAN, a Conditional GAN framework, generates plausible drought propagation patterns through 2050 using the Soil Wetness Index, addressing 30% of French insurance indemnities. By simulating realistic spatio-temporal climate trajectories, it enables insurers to design adaptive risk strategies beyond 1-year regulatory horizons. The methodology is generalizable to other climate perils and actuarial applications.

  • Conditional GAN model (SwiGAN) simulates drought patterns and climate scenarios for long-term insurance risk management
  • Generates spatio-temporal climate trajectories through 2050, addressing 30% of French natural catastrophe losses
  • Methodology generalizable to other climate hazards and economic scenario generation for actuarial applications

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