MiCA Demands Machine-Readable Reporting. Your Agent Payment Stack Produces Human-Readable Logs.

Short summary

MiCA compliance mandates machine-readable, queryable payment reporting for agent systems by July 1, 2026—but most agent payment stacks produce only unstructured logs. The gap spans agent decision attribution, policy compliance tracking, and counterparty identification, requiring a governance layer that produces structured compliance data as a byproduct of normal operation.

• •MiCA Articles 22, 36, 67 require machine-readable compliance reporting that current agent payment systems cannot produce
• •Agent payment lifecycle (decision → negotiation → execution → verification) creates regulatory gaps without governance infrastructure
• •Solution requires structured compliance data at each step, not just blockchain settlement records

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