How Razorpay Became India’s Largest Payments Company

Short summary

Razorpay CEO Harshil Mathur discusses building India's largest payments platform ($180B annually) and surviving its YC journey through regulated markets. Key topics: near-death moments (bank pullout post-Demo Day), strategic early UPI bets, and maintaining founder mode at scale. Lessons on conviction through setbacks and market timing.

• •Razorpay processes $180B annually; first Indian company in Y Combinator's portfolio
• •Survived critical juncture when a bank pulled support two weeks after Demo Day
• •Strategic early bet on UPI positioned the company ahead of India's largest banks

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