Shopify Payments doesn't operate in India - here's what that actually costs you

Short summary

Shopify Payments is unavailable in India, forcing merchants to use third-party gateways and incur Shopify's additional 0.6–2% transaction fee on top of gateway charges. The article provides a cost comparison showing that Shopify is cheaper below ~₹13.4 lakh annual sales, while WooCommerce becomes more economical above that threshold due to flat hosting costs versus percentage-based fees. It also debunks the 'UPI has zero MDR' misconception and warns that unmaintained WooCommerce stores are security risks.

• •Indian Shopify merchants pay an extra 0.6–2% transaction fee on top of gateway charges because Shopify Payments is unavailable
• •Shopify is cheaper below ~₹13.4 lakh annual sales; WooCommerce wins above that crossover point
• •Upgrading to Shopify Grow only pays for itself above ₹58 lakh in annual sales

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