CFPB’s 2026 Regulatory Agenda Tees Up Long-Awaited NPRM to Reconsider Payday Lending Rule

Short summary

The CFPB's 2026 Regulatory Agenda confirms plans to issue an NPRM reconsidering remaining provisions of the 2017 Payday Lending Rule, including compliance dates for payment withdrawal and disclosure provisions. The NPRM is expected imminently and is classified as a deregulatory action. Covered lenders should maintain interim compliance while the rulemaking proceeds, as any relief will take time and may face legal challenges.

• •CFPB plans NPRM to reconsider remaining 2017 Payday Lending Rule provisions, expected this month
• •Rule's payment withdrawal and disclosure provisions remain technically in effect despite non-enforcement stance
• •Lenders should maintain interim compliance while awaiting finalization

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